Ralph Willner Giwerc, ChFC®, RICP®

Ralph Willner Giwerc, ChFC®, RICP®

Partner, Sequoia Financial Group

Mr. Giwerc graduated from Cornell University in 1986.  He has been affiliated with AXA Advisors, LLC since 1994 focusing on investment, insurance and retirement planning. Ralph received his ChFC designation in 1998. He has been a member of The National Association of Insurance and Financial Advisors since 1995 and The Society of Financial Service Providers since 1999. Ralph lives in Saratoga Springs, NY with his wife and three children. He spends most of his free time watching his kids horse shows, baseball and softball games.


Sequoia Financial Group is not owned and operated by AXA Advisors, LLC.

Securities offered through AXA Advisors, LLC (212-314-4600), member FINRA/SIPC. Annuity and insurance products offered through AXA Network, LLC and its insurance agency subsidiaries. AXA Network, LLC does business in California as AXA Network Insurance Agency of California, LLC and, in Utah, AXA Network Insurance Agency of Utah, LLC. AXA Advisors and its affiliates do not provide tax or legal advice. Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer.

Phone (518) 373-7323
Fax (518) 373-7373