The Empire Branch - Helping You Build Your Financial Future



AXA Advisors
350 Essjay Road, Suite 300
Williamsville, NY 14221


(716) 626-2500

Robert Fretto

Robert Fretto

Financial Consultant

Robert Fretto attended Northfield Mount Hermon Prep School in Massachusetts for high school. At NMH he grew by learning the importance of community along with building blocks to success in learning and gaining skills in disciplined time management and building an excitement and philosophy of a lifelong approach to learning. Upon graduation of NMH he started his financial studies by attending Northeastern University in Boston, Massachusetts where he completed a Bachelor of Science in Business Administration with a concentration in Finance. He also met his Wife, Virginia Fretto at Northeastern and they now have a daughter, Olivia Fretto.

Robert's work background includes sales and distribution in fine wine just after his graduation from Northeastern in 2006. He traveled back to his hometown Albany Capital District in 2009 bringing back his fiancé (now wife) Virginia and continued to build on his sales and distribution career at Johnston Food Service and Cleaning Solutions. At Johnston, Robert improved his personal and professional skills through a disciplined approach to work and life balance. Along with building valuable lifelong relationships with his business to business transactions, he also was involved in and assisted in starting a profit analytics team at Johnston to improve on the sustainable growth of the organization. Robert took a brief transitional position with a local, Saratoga Springs, NY, organization, New Country Motor Car Group in June 2016. New Country is family and locally owned in Saratoga Springs and one of the largest independent auto dealers in the United States. His role as a Finance Manager assisted clients / customers in reviewing their purchasing decision, banking and finance options along with protecting their purchase long term.

Robert continues to help his community members through his participation in the American Diabetes Association, annual tour Saratoga Springs Tour De Cure. Along with his participation in the Ronald McDonald House adult charity hockey league; The House League where funds paid to play in the league along with the end of year hockey tournament in May are used to assist families and their children in need, during challenging health and medical times.

Outside of work Robert enjoys spending time with his family and supporting his wife Virginia with her business Razimus Jewelry, where she is owner, designer and founder.  He also enjoys learning with and from his time spent with his daughter Olivia. They play soccer, go bike riding, kayaking, love eating, and read together. Robert also enjoys time with his sisters Dinelle and Ciara, both younger and reside in Easton and Allston, MA and his Mother, Michele in Saratoga Springs, NY. He is an avid reader of economics, finance, personal development and mindfulness, a lifelong learner, loves music, mountain biking, playing hockey, golfing and soccer. He loves his family, friends and community members and wants nothing more than to see all of them and their families succeed and leave a legacy for all.

Securities and investment advisory services offered through AXA Advisors, LLC (212-314-4600), member FINRA/SIPC. Annuity and insurance products offered through AXA Network, LLC and its insurance agency subsidiaries. AXA Network, LLC does business in California as AXA Network Insurance Agency of California, LLC and, in Utah, AXA Network Insurance Agency of Utah, LLC. AXA Advisors and its affiliates do not provide tax or legal advice. Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer.

Phone (518) 373-7352
Fax (518) 373-7373
Mobile Phone (518) 391-3461
Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck